Uno Wallet

The AI wallet that picks the best card at checkout.

Y CombinatorSpring 2026ActiveConsumerPaymentsConsumer FinanceAI

What they do

Problem

Consumers struggle to choose the optimal credit card for each purchase and miss out on rewards due to manual tracking and guesswork.

Solution

An AI-powered wallet that automatically selects the best credit card at checkout based on merchant category, card rewards, and spending patterns.

Who it's for

Everyday consumers with multiple credit cards who want to maximize points, miles, and cashback without managing rewards manually.

Founders

Mordi Shadpour

Founder

Co-founder & CEO of Uno Wallet | MBA @ Harvard Building the AI that automates your financial life, starting with the decision everyone gets wrong 50 times a month: which card to tap. Bloomberg Terminal. California native, based in the Bay Area.

LinkedIn · X

Saket Joshi

Founder

Previously Member of Technical Staff at xAI, at XAI / X. MS in Data Science from Harvard, where he was a Graduate Teaching Fellow for Reinforcement Learning. BTech in Computer Science from IIT Tirupati.