BharatX
Enable Buy-Now-Pay-Later in a White-Labelled Manner
What they do
Merchants and platforms lack an easy way to offer embedded Buy-Now-Pay-Later financing to customers without building credit underwriting, risk, and payment infrastructure themselves.
A white-labeled BNPL platform that enables checkout financing options like "Pay in 3" or "Pay in X" integrated into merchant and ecosystem checkouts via direct and payment-gateway partnerships.
E-commerce brands, merchants, and large consumer platforms (often via payment gateways) that want to offer BNPL to their end customers.
Founders
Started BharatX @ 19 enabling 500+ Millions of Indians to access Credit without any Credit Score, Documentation or paying high interests (in majority cases it was Zero APR). Scaled 47X from $50K to $2.5M ARR in under 18 months, with less than 15 people, becoming cashflow +ve, disbursing $100K+ daily. Got Killed by Regulations in an hour, Sold the Tech & Biz to Flipkart - India's largest Startup, powering their Checkout Financing Stack & their Fintech Arm's BNPL biz. Building again.
1. LoL 2. Anime 3. Development That's how I would describe myself. The ordering may or may not be important :D
A good listener… always up for quick ideation or discussion over coffee ☕️
I love building tech and watching anime.
Company timeline
- Founded2021
- YC batchWinter 2022
- StatusAcquired
- Team size14 people
- LocationBengaluru, KA, India
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