Fenrock AI

AI agents for banking back office

Y CombinatorWinter 2026ActiveFintechBanking and Exchange

What they do

Problem

Small- to mid-sized banks struggle to handle compliance and other back-office work efficiently, putting them at risk in regulatory exams and hurting efficiency ratios.

Solution

Fenrock AI provides specialized AI agents that automate and streamline banking back-office and compliance workflows for traditional financial institutions.

Who it's for

Small- to mid-sized traditional banks in the US and their back-office/compliance teams.

Founders

Charu Sharma

Founder

We're building specialized AI agents for banks to 10x back office functions. I previously founded and scaled 2 VC-backed companies to millions of users, hundreds of employees, and tens of millions raised from top-tier VCs, including General Catalyst's Hemant Taneja. Fun fact: Fought goons in a train robbery in Mumbai and got the National Bravery Award from the Indian Prime Minister & President.

LinkedIn · X

Michael M

Founder

We're building specialized AI agents for banks to 10x back office functions. I previously spent 10 years building cutting-edge ML at Google and Apple for billions of users. I invented ways to train ML models without exposing private data, built Apple's first privacy-preserving ML at scale, and designed ML that helped a startup go public.