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Palus Finance

40% higher yields on company cash, in under 5 minutes.

Y CombinatorWinter 2026ActiveFintech

What they do

Problem

Companies earn low yields on idle cash because existing treasury products mainly sweep into money market funds with limited returns and high fees.

Solution

A treasury management platform that invests company cash into a short-duration bond portfolio to deliver ~40% higher yield than money market funds with sub-3-day liquidity and 5-minute setup via existing bank accounts.

Who it's for

Companies, especially high-growth startups and SMBs managing idle cash in their treasury.

Founders

Sam Lushtak
Founder and CEO

CEO @ Palus Finance. Used to manage cash for Fortune 500 companies, now I do it for startups. Ex-Goldman Sachs, ex-Capital Group. Caltech alum. Sharpe ratio enthusiast.

Michael Gonzalez
Founder

CTO @ Palus Finance. Distributed systems nerd. Previously wrote monitoring software that saved defense contractors $150M by optimizing uptime of multi-site fleets of quantum computers. Caltech alum.

Company timeline

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