Charm

Charm is the universal payments app — send money to anyone.

Y CombinatorFall 2024ActiveConsumerSocialCrypto / Web3PaymentsConsumerMessaging

What they do

Problem

People have to juggle multiple payment apps and fragmented balances to send money to others who may use different apps.

Solution

Charm is a universal payments app that lets you send money to anyone regardless of what payment app they use and automatically earns 5% interest on your balance.

Who it's for

Consumers who want a simple way to send money to anyone across different payment apps while earning interest on their balance.

Founders

Gray Newfield

Founder

Gray Newfield is the co-founder and CEO of BeerMe. He previously worked as a software engineer at Uniswap, the most widely used decentralized exchange on Ethereum. Before that he was a software development engineer at Amazon.com for four years, working on core retail experiences across shopping, promotions, and checkout. Gray holds a B.S. in Computer Science from Yale University.

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Noah Newfield

Founder

Noah is co-founder and COO of BeerMe. He shaped strategy at Uniswap Labs, maker of the largest decentralized exchange on Ethereum, for 2 years and led GTM for the Uniswap wallet. He previously led growth at Genie, the first NFT marketplace aggregator, which did $500M in trading volume, before it was acquired by Uniswap. He studied business at the University of Southern California, Hong Kong University of Science and Technology, and Universitá Bocconi.

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