Sivo

Debt as a service for companies to lend money to their users at scale.

Y CombinatorWinter 2021ActiveFintechCredit and LendingArtificial IntelligenceFintech

What they do

Problem

Fintechs and platforms struggle to offer lending to their users at scale because raising and managing debt capital and risk infrastructure is slow and complex.

Solution

Sivo provides an API and risk protocol that supplies debt capital and enables companies to originate and manage loans to their users without raising their own debt.

Who it's for

Fintechs, neobanks, and gig platforms that want to lend money to their end users.

Founders

Kate Hiscox

Founder

Originally from the UK and based in Vancouver. I've been building companies for 15+ years with Sivo being company #6. Exits include an IPO (9 figure valuation post listing on the TSX-V). I like to build things and never take no for an answer!

Dani Conejo Rico

Founder

I am passionate about building intuitive digital products, bringing about an end to predatory lending and cramming in as many races as I can! I am based in Vancouver and Mexico City where I love to cook, run and spend time with my wife and family.