Ruvo
The Global Dollar App for Brazil
Y CombinatorSummer 2025ActiveFintechFintechCrypto / Web3Payments
What they do
Problem
Brazilians and Brazil-based businesses struggle to receive USD from abroad and move money between USD and BRL quickly and cheaply.
Solution
Ruvo provides a global multi-currency account that connects Pix, crypto, and Visa to receive, hold, convert, send, and spend USD/BRL with low fees and fast settlement.
Who it's for
Individuals and businesses in Brazil (CPF and CNPJ holders) who need to receive and manage international USD and BRL payments.
Founders
Alec Howard
Co-Founder & CEO
Co-Founder and CEO of Ruvo (formerly Cacao). Ex-Uber & previous Head of Marketing at Gauntlet AI (Lambda School, YC S17)
Michael Mason
Founder
Co-Founder & CTO of Ruvo. Previous Co-Founder & head of Product & Engineering at Mercato.
Company timeline
- Founded2025
- YC batchSummer 2025
- StatusActive
- Team size6 people
- LocationSão Paulo, SP, Brazil
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