Pier

Stripe for Credit - Trusted Credit Compliance Partner

Y CombinatorWinter 2023ActiveB2BArtificial IntelligenceFintechSaaSB2B

What they do

Problem

Companies that want to offer credit products face complex technical, underwriting, and regulatory compliance hurdles to originate and manage loans legally.

Solution

Pier provides an API and managed infrastructure for credit origination, underwriting, loan management, and built-in compliance guardrails including licensing support.

Who it's for

Businesses and developers building credit products who need a compliant, turnkey credit stack.

Founders

Jessica Zhang

Founder

Jessica is CEO & Co-Founder at Pier. Previously, CoS/PM at Stilt (YC W16, acq. by JGW) and founding team for Onbo, Stilt’s B2B credit API product. 2x founder (Oppti, acquired), ex-JPMorgan, ex-McDonald's. $7B+ underwriting/transaction experiences across private equity, investment banking and management consulting. She's a Cornell alum and has managed teams of 30+ ppl. Fun fact: she's a ski instructor and her goddaughter is a chihuahua-mix shelter adopt.