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PayCrunch

Credit Card for college students based on UPI.

Y CombinatorWinter 2022ActiveFintechCredit and LendingFintechPaymentsIndia

What they do

Problem

Many Indians, including college students, cannot access formal credit due to limited financial data or low credit scores.

Solution

PayCrunch offers a UPI-based credit card and pay-later option using alternative credit scoring models to extend credit access.

Who it's for

College students and other underbanked consumers in India who need access to credit via UPI.

Founders

Aman Bhayana
Founder

Hey! I am Aman. Currently building a Fin-tech company to make credits accessible and fun for the upcoming Gen.

Company timeline

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