Panta

AI Native Commercial Insurance Brokerage

Y CombinatorWinter 2026ActiveFintechInsurance

What they do

Problem

Businesses struggle to obtain complex commercial insurance coverage quickly due to slow, manual brokerage processes.

Solution

Panta uses AI-powered internal workflows combined with licensed brokers to rapidly secure commercial insurance coverage for businesses.

Who it's for

Businesses seeking commercial insurance, especially those needing complex coverage.

Founders

Vincent Chen

Founder

Founder @ Panta (W26). Building a commercial insurance brokerage run by AI agents. Previously, I spent three years at Google building deep learning models and deploying agentic AI systems to billions of users (NotebookLM, Google Photos). I also built large-scale recommendation systems used by Fortune 500 companies like Disney.

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