Locus

Payment infrastructure for AI agents

Y CombinatorFall 2025ActiveB2BEngineering, Product and DesignFinanceAI

What they do

Problem

Autonomous AI agents need a secure, controlled way to make payments while ensuring spending is permissioned, limited, and auditable for businesses and developers.

Solution

Locus provides payment infrastructure that connects AI agents to funds with configurable permissions and limits, producing traceable, auditable, and reconcilable transactions.

Who it's for

Businesses and developers building or deploying AI agents that must pay for data, services, or transactions within defined guardrails.