Kosh
Creating Microfinance 2.0.
Y CombinatorWinter 2020ActiveFintechCredit and LendingFintechSocialIndiaConsumer Finance
What they do
Problem
Blue-collar workers in India lack access to affordable credit due to limited credit history and high underwriting and acquisition costs for lenders.
Solution
Kosh is a digital lending platform that uses a joint-liability, socially informed underwriting model to lend to blue-collar workers while reducing credit risk and CAC/Opex.
Who it's for
Blue-collar workers in India seeking small, accessible personal loans.
Founders
Sahil Bansal
Founder
Cofounder of Kosh. Graduated from IIT Delhi in 2014. Worked as a quant strat at Goldman Sachs in their Investment Banking Division. Currently managing sales and operations at Kosh.
Aayush Goel
Founder
Trying to scale myself as a leader as Kosh scales. ex-Goldman Sachs, Graduate from IIT Delhi. Forbes u30 Asia.
Company timeline
- Founded2020
- YC batchWinter 2020
- StatusActive
- Team size56 people
- LocationGurugram, HR, India; HR, India
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