Huscarl Inc.

Actuarial intelligence for corporate risk managers

Y CombinatorSpring 2026ActiveFintechInsurance

What they do

Problem

Large companies misallocate spend and protection by being overinsured in some areas and underinsured in others due to inefficiencies in the corporate insurance market.

Solution

An AI-native actuarial intelligence platform that analyzes corporate risk and insurance programs to optimize coverage and reduce premiums.

Who it's for

Corporate risk managers at large companies (typically $50M+ turnover) in the US and Europe.

Founders

Alex Musy

Founder

Co-founder & CEO at Huscarl Previously launched and scaled the world's first cyber parametric insurance for mid-market and Enterprise at Descartes Underwriting Studied Philosophy and Management at HEC Paris and ENS Ulm

Paulien Jeunesse

Founder

PhD in Actuarial Science (ENS / Dauphine) turned AI Founder. Previously at Descartes Underwriting, where I co-built a 7-figure cyber product. Now building the world's first AI-native insurance broker for the mid-market. We use agentic workflows to turn 300-page policies into math.