We’re building the world’s bank payment network.
Businesses need a reliable, low-cost way to collect recurring and one-off payments across countries while reducing failed payments, fraud, and chargeback risk.
A global bank payment network and platform that enables direct bank-to-bank payments via bank accounts and open banking, with add-ons for payment recovery and fraud/chargeback management.
Businesses that collect payments from customers across multiple countries and currencies, including companies with recurring billing.
Hiroki is co-founder and CEO of GoCardless, a global leader in direct bank payment solutions. Prior to founding GoCardless, he worked as a Business Analyst at McKinsey & Co before succumbing to the entrepreneurial bug and enrolling in the Y Combinator program. He studied Mathematics at Oxford University where he served as Vice President of Oxford Entrepreneurs.
Cofounded GoCardless (YC S2011) and Monzo (YC Continuity). Now a partner at YC, based in San Francisco.



