Atrato

Enabling consumers split the cost of purchases without a credit card

Y CombinatorWinter 2021ActiveFintechPaymentsFintechPaymentsConsumer Finance

What they do

Problem

Consumers and merchants need a way to split purchase costs at checkout when customers don’t have or don’t want to use a credit card.

Solution

Atrato provides a point-of-sale installment payment solution that lets consumers split purchases over time and enables merchants to offer this flexibility at checkout.

Who it's for

Merchants who want to offer flexible payment options and consumers seeking to pay in installments without a credit card.

Founders

Juan Casian

Ex-CEO & Co-founder (Previously CTO)

I’m the Co-Founder and CEO of Boom, where we’re building the AI employee layer for e-commerce: virtual agents that help brands close more sales by automating customer interactions. Before this, I dropped out of college to build Atrato (YC W21), one of Latin America’s leading Buy Now Pay Later companies, which I scaled from 0 to ~$20M in annualized revenue before it was acquired. I started as CTO and became CEO, which made learn how to sell, lead, and scale.

Roger Rea

Founder

I co-founded and served as the CEO of Atrato. I helped the company grow from an idea while I was in college to a leading BNPL and payment solution in Mexico with +$20M in funding, millions of dollars in revenue and dozens of employees.

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