Accend

AI agents for commercial underwriting at banks and fintechs

Y CombinatorSummer 2023ActiveFintechFintechGenerative AIFinanceAI

What they do

Problem

Commercial lenders and fintechs spend too much time and effort on manual, slow, error-prone business credit underwriting and portfolio processes, reducing deal velocity and revenue.

Solution

Accend provides an end-to-end AI agent platform that automates document intake, financial/tax spreading, cash flow modeling, credit memo creation, and portfolio management with audit-ready human-in-the-loop accuracy.

Who it's for

Commercial banks and fintechs’ credit/risk underwriting teams evaluating business customers.

Founders

Pranjal Daga

Founder

Currently, Cofounder of Accend. Previously, I led Product for AI initiatives, particularly in Risk at Brex. Before that, I dropped out of my PhD in AI/ML at Purdue University to help set up Cisco Innovation Labs where I grew the team from 1 to 35 in 4 years.

LinkedIn · X

Yutong Pei

Founder

Yutong Pei was most recently the Engineering Manager on the Fraud Risk team at Brex where he built the Disputes service, worked on fraud controls by managing engineers and data scientists. Previously, he has led Fraud Engineering and Security for IoTeX, Uber and Amazon.

Joseph Zhou

Founder

I'm one of the Co-Founders of Accend. Previously, I served as the CFO of a mobile gaming startup with a 50M ARR. I established the company’s operation in Europe and scaled the team from 0 to 80 members.